本课程总结了 10 年的经验，经过精心设计，包括授课和实践练习，让您快速成为信用卡支付专家。

免费试用版包含在线 PIN 的免费课程。立即试用！

简而言之

本课程弥合了 IT 与交易处理之间的知识鸿沟，重点关注 ISO 8583 协议。


这相当于由经验丰富的讲师授课的 3 天或 4 天课程，通过授课、测验和实践练习达到学习成果。本课程教授的内容不仅仅是规范所期望的内容，它基于讲师对不同国家/地区的许多收单机构和发卡机构如何实际实施各种元素的丰富经验。

完成本课程后，您将了解如何手动解析 ISO 8583 消息、理解其内容以及跟踪从终端发起的交易直至发卡机构授权！

它适用于任何需要强大的技术支付交易处理知识才能有效高效地完成工作的人。它非常适合让新员工快速上手并做好贡献的准备，也非常适合希望扩展技能的专业人士。

如果您正在为您的公司寻找培训，请查看我们的企业客户页面。


所有视频课程均已人工智能翻译成中文，并配有原始英文字幕。




订阅我们的时事通讯

您想走上成为专家的正确道路吗？


学生的学习成果：

  • 了解总体情况、所有参与者是谁以及他们期望什么信息

  • 充分了解 ISO 8583 规范中的不同数据元素

  • 能够解析原始 ISO 8583 消息

  • 了解消息如何从一个系统转换到另一个系统

  • 了解如何跟踪从 POS 终端或 ATM 到发卡机构的交易

  • 熟悉交易处理的行业标准实践

  • Know what is expected for compliance and certification

校友评论

  • Fantastic course

    Peter Moran

    [Product Development Manager] This is a masterclass for building an understanding of transaction messaging. Comprehensively explaining the rules governing me...

    Read More

    [Product Development Manager] This is a masterclass for building an understanding of transaction messaging. Comprehensively explaining the rules governing message structure and formats, with an analytical approach to multiple real world examples, providing worksheets and quizzes to check understanding throughout.

    Read Less

  • Very insightful

    Kevin Macharia

    [Software Developer at Tracom Services Limited] I absolutely love this course, it's very engaging and the tutor has a lot of knowledge in the topic.

    [Software Developer at Tracom Services Limited] I absolutely love this course, it's very engaging and the tutor has a lot of knowledge in the topic.

    Read Less

  • Excellent Course

    Innocent Oketayot

    [Innocent Oketayot, Systems Administrator-Finance Trust Bank, Uganda] This is a great course. For such a highly complex topic as transaction processing, th...

    Read More

    [Innocent Oketayot, Systems Administrator-Finance Trust Bank, Uganda] This is a great course. For such a highly complex topic as transaction processing, the course was presented in such a simplified manner making it very easy to understand. The content is also quite comprehensive, covering all the bases I needed to advance in the world of transaction processing.

    Read Less

  • Well packaged course material !

    Lohith Muniraju

    [Lead EMV Test Analyst at ICC Solutions] Topics around ISO 8583 & Transaction processing are chosen well and explained briefly.

    [Lead EMV Test Analyst at ICC Solutions] Topics around ISO 8583 & Transaction processing are chosen well and explained briefly.

    Read Less

  • Transaction processing

    Mphikeleli Zwane

    [Software Developer at Altech Card Solutions] Before taking this course, i had a little knowledge about transactions flow and processing from the merchants ...

    Read More

    [Software Developer at Altech Card Solutions] Before taking this course, i had a little knowledge about transactions flow and processing from the merchants terminal to the card issuer and the parties involved. This course made it easy for me to understand the processing of transaction within our company. with the help of this course, now i know the different message types, ISO 8583 message layout , fields and their meaning, different ISO 8583 message protocols. Without this course it would take me a year or so to understand the general flow of transactions from the Terminal to the issuer. i would recommend this course to anyone who works in Payment industry, it is easy to follow and understand.

    Read Less

  • Paytech Online Iso 8583:

    Justine Naidoo

    [Junior EMV Specialist in Standard Bank South Africa] It has been an incredible opportunity having to do the ISO 8583 ONLINE TRAINING, It was user friendl...

    Read More

    [Junior EMV Specialist in Standard Bank South Africa] It has been an incredible opportunity having to do the ISO 8583 ONLINE TRAINING, It was user friendly and straight to the point,easy to understand and it included very relevant information needed when working with ISO .I highly recommend that this course becomes a basis for all users of ISO, purely because of the content that touches on each and every ‘element ‘(no pun intended ) of the system.I enjoyed the interactive voice over that made it easier for me to understand as I am more of a listener than a reader 😊 .

    Read Less

  • Switch Support Technician at Nomad

    Gift Chabangu

    I have better understanding now on iso messages and the transaction flow. This course is excellent i would recommend it to anyone it the payment industry.

    I have better understanding now on iso messages and the transaction flow. This course is excellent i would recommend it to anyone it the payment industry.

    Read Less

  • EMV Test Analyst Itiam(Pty) Ltd and TymeBank

    Nina Jeffery

    Absolutely enjoyed this, well done PayTech Academy. Well structured and excellent content with good exercises. Highly recommend this course for anyone in the...

    Read More

    Absolutely enjoyed this, well done PayTech Academy. Well structured and excellent content with good exercises. Highly recommend this course for anyone in the industry.

    Read Less

  • REVIEW : ISO 8583 & Transaction processing

    Fejiro Ekpekpe

    A very informative course.

    A very informative course.

    Read Less

  • ISO 8583 & Transaction processing

    Busola Ogunnowo

    Quiet knowledgeable

    Quiet knowledgeable

    Read Less

  • ISO Training

    Lewis Kabocho

    [System Administrator at Tracom Services Limited] Informative and rich in depth.

    [System Administrator at Tracom Services Limited] Informative and rich in depth.

    Read Less

课程介绍

让老师向您讲述有关课程的全部内容！

对组织的主要好处

能够通过 ISO 8583 弥合 IT 技能与交易处理深度知识之间的知识差距，为组织带来以下好处：

  • 它提高了员工或外包合作伙伴的专业知识和生产力；

  • 它有助于减少员工流动率，因为拥有工作技能的员工更快乐；

  • 它减少了工作轮换对团队绩效的影响；

  • 它通过减少寻找经验丰富的专业人士的需要来促进招聘；

  • 它使内部专家能够专注于为客户或客户提供价值；

  • 它帮助组织满足合规性和认证期限。

课程描述

交易处理可能很难实现。没有太多免费信息，您需要的不仅仅是访问规范或规范才能开始。业内最不为人知的秘密是，没有所谓的“ISO 8583协议”。首先，该规范有多个版本。但更重要的是，只有基于ISO 8583的协议，并且使用该规范来支持业务需求，并提供实施选择。

当我在ASTREX支付模拟器上工作时，我们曾经支持超过50种ISO 8583协议，包括支付网络、支付交换提供商、收单机构等。这让现实变得混乱，但在正确的指导下，本课程将帮助您走出这个迷宫。

本课程的设计目的是让下一代支付专家不必浪费时间和精力来寻找方向。本课程基于我多年来带领许多人走过这条道路的经验。他们说经验是无法传授的，我当然不是这么说的，但确实有一些方法可以帮助学生在脑海中形成逻辑路径。其中一种方法就是 PBL（基于问题的学习），本课程在所有非常技术性的部分都大量使用了这种方法，并配有实践练习。

本课程旨在让具有基本 IT 知识的学生通过一条路径，很好地理解支付交易的处理方式。

这是一门技术课程，路径的复杂性不断增加：我们通过各章构建知识块，并依靠它们继续学习。本课程从高级概念开始，确保学生拥有坚实的交易处理 IT 基础，然后教授您需要了解的有关 ISO 8583 消息的所有知识。

然后，它开始缩小范围，并解释如何从支付消息中提取信息。然后，它以端到端的方式跟踪交易，从卡捕获设备开始，经过各种转换，到达发卡机构进行授权。我们从简单的磁条交易开始，然后添加 EMV 和非接触式交易的复杂性，最后研究使用在线 PIN 的交易以及支持它所需的所有基础设施，如动态密钥交换和 DUKPT。课程最后会解释合规性和认证流程。



该课程包含 10 小时的简短视频，分为相关章节和练习，总共需要 22 到 27 小时。您可以将其视为由经验丰富的讲师授课的 3 到 4 天课程，但更方便，因为您可以按照自己的速度和时间表学习。课程结束后将提供结业证书。

本课程适合哪些人？

我设计这门课程时考虑到了以下受众：需要强大的技术支付交易处理知识才能有效高效地完成工作的人。这包括开发人员、QA、客户支持和以下领域的经理：


收单方主机

支付处理器交换机

发卡方主机

支付终端集成

为银行或收单方排除交易故障

芯片卡发行

上述任何领域的咨询


我希望您能像我设计这门课程一样享受这门课程。

They already learnt with us:

  • StandardBank
  • ACS
  • ARCA
  • Tracom
  • NIBSS

免费试用

想先看看你是否喜欢它？有一个免费试用版，包含 3 节课，你一定会学到新东西！

现在就尝试一下！

Course curriculum

  • 1
    01. The big picture
  • 2
    02. Technical fundamentals
    • 02-01. Binary
    • 02-02. Bytes
    • 02-02. Practical exercises on Bytes
    • 02-03. Hexadecimal
    • 02-03. Practical exercises on Hexadecimal
    • 02-04. Bitmaps
    • 02-04. Practical exercises on Bitmaps
    • 02-05. BCD (Binary-Coded Decimal)
    • 02-06. ASCII and EBCDIC
    • 02-06. Practical exercises on ASCII and EBCDIC
    • Chapter 2 Quiz
  • 3
    03. Message format
    • 03-01. Message format overview FREE PREVIEW
    • 03-02. Message type identifiers
    • 03-02. Practical exercises on Message type identifiers
    • 03-03. Bitmaps
    • 03-03. Practical exercises on Bitmaps
    • 03-04. Length and format indicators
    • 03-04. Practical exercises on Length and format indicators
    • Mid-Chapter 3 Quiz
    • 03-05. Data elements 1 to 16
    • 03-05. Practical exercises on Data elements 1 to 16
    • 03-06. Data elements 17 to 32
    • 03-06. Practical exercises on Data elements 17 to 32
    • 03-07. Data elements 33 to 48
    • 03-07. Practical exercises on Data elements 33 to 48
    • 03-08. Data elements 49 to 64
    • 03-08. Practical exercises on Data elements 49 to 64
    • 03-09. Data elements 65 to 80
    • 03-09. Practical exercises on Data elements 65 to 80
    • 03-10. Data elements 81 to 96
    • 03-10. Practical exercises on Data elements 81 to 96
    • 03-11. Data elements 97 to 112
    • 03-11. Practical exercises on Data elements 97 to 112
    • 03-12. Data elements 113 to 128
    • 03-13. Example of message parsing
    • 03-13. Practical exercises on Message parsing
    • 03-14. Transaction flows
    • 03-15. Data Elements Presence
    • Chapter 3 Quiz
  • 4
    04. Message analysis
    • 04-01. Network management messages
    • 04-01. Practical exercises on Network management messages
    • 04-02. Authorization request messages - Part 1
    • 04-02. Practical exercises on Authorization request messages - Part 1
    • 04-03. Authorization request messages - Part 2
    • 04-03. Practical exercises on Authorization request messages - Part 2
    • 04-04. Authorization request messages - Part 3
    • 04-04. Practical exercises on Authorization request messages - Part 3
    • 04-05. Authorization advice messages
    • 04-06. Financial request messages
    • 04-06. Practical exercises on Financial request messages
    • 04-07. Financial advice messages
    • 04-07. Practical exercises on Financial advice messages
    • 04-08. Reversal messages
    • 04-08. Practical exercises on Reversal messages
    • Chapter 4 Quiz
  • 5
    05. End to End Magstripe transactions
    • 05-01. Domestic magstripe transaction
    • 05-02. Cross-border contactless magstripe transaction
    • Chapter 5 Quiz
  • 6
    06. End to End EMV transactions
    • 06-01. Contact EMV transaction
    • 06-02. Contactless EMV transaction
    • 06-03. Other types of ICC Data representation
    • Chapter 6 Quiz
  • 7
    07. End to End Online PIN transactions
  • 8
    08. Certification & Compliance
    • 08-01. Certification & Compliance
    • 08-02. Issuer-host certification
    • 08-03. Acquirer-host certification
    • 08-04. Terminal certification
    • Chapter 8 Quiz

讲师

Hervé Zenner

卡支付专家


我热衷于帮助人们充分发挥他们的潜力。作为可持续领导力理念的坚定信徒，我能感受到那些由于知识传递困难而无法发挥最佳表现的员工的痛苦。在我之前为一个非常复杂的支付模拟器从事产品营销时，我经常面临着弥合这一知识差距的问题。支付行业的准入门槛很高，但不应该这样，因为它阻碍了每个人的成长。

我职业生涯中最值得称赞的成就是为南非开发了一个正规化的支付教育项目，该项目已经让一百多名具有 IT 背景的学生变成了能够熟练操作我们支付模拟器的支付专家。这要归功于许多其他教育经历，无论是技术性的还是面向流程的。

因为我是迈尔斯-布里格斯模型中的 INTJ，所以你可以确信我的课程内容是经过深思熟虑的，并考虑到了实现目标所需的所有方面。我非常善于站在学生的角度，为他们找到一条通往理想之路。


想进一步了解我的资历吗？

在信用卡支付行业拥有 10 年的丰富技术经验期间，我曾在两大芯片卡制造商 Gemalto 和 Oberthur 从事开发和质量保证工作。我还在实验室担任过 EMV 产品安全分析师，这使我对支付卡的内部工作有了深刻的了解。

我任职时间最长的职位是在 Acquirer Systems，这是一家小公司，它创造了市场上最好、最完整的支付模拟器（现在它属于 UL）。在那段时间里，我担任过小公司几乎所有的职位，从事软件开发、质量保证、客户支持，然后转向咨询、售前和教育。我建立了一个完整的知识库，涵盖信用卡支付交易的各个方面，从口袋里的卡到银行授权。

我也完全胜任目前担任的职位，并为未来的挑战做好了充分准备。我拥有法国一所大学的工程学硕士学位和都柏林圣三一学院的工商管理硕士学位。

A building block towards innovation

This course could be part of your strategy to bring the innovation spark to your company. Check out our article on "paving the way to innovation with employee development" in our Blog to know more. You can also catch a free replay of the webinar we did on the topic.
Watch the webinar replay
A building block towards innovation

有问题要问我们吗？

我们随时为您提供帮助，如果您有任何问题，请随时联系我们

联系团队！

Related topics

This course in other languagesTranslated from English with AI

View more courses